Wellington Mortgage Source-of-Funds Translation: Bank Statements, Tax, Income and Address Proof
Buying or refinancing property in Wellington with overseas income, foreign bank statements, gift funds, tax records, or non-English proof of address can trigger repeated checks from the bank, mortgage adviser, lawyer, conveyancer, and real estate AML process. This guide explains where certified English translation fits, how to build a usable source-of-funds packet, and what Wellington-specific issues such as LIM timing, earthquake-prone buildings, insurance, JP access, and local complaint paths can do to your timeline.